“The stock market is a device for transferring money from the impatient to the patient.”  – Warren Buffett

Don’t give in to impatience. People give up because they don’t see results and confuse leading indicators with lagging indicators.

Physical health is a lagging indicator. Daily exercise and a healthy balanced diet is a leading indicator.

Financial independence is a lagging indicator. Persistence, simple living, and long-term saving habits are the leading indicators.

A happy marriage is a lagging indicator. Being in service to your spouse, compromise, kindness, and humbleness are the leading indicators.

A midlife crisis is a lagging indicator. Not being true to yourself and not having the courage to do what’s right for you when you are younger is the leading indicator.

Low stress is a lagging indicator. Controlling smartphone / screen time, daily meditation, spending time with friends, getting eight hours of sleep and cutting out the booze are leading indicators.

It’s never to late to start, but realise where and when you need to start if you want a certain outcome for yourself.