Life is full of high-stress moments where your cortisol spikes and anxiety peaks. There are also moment os total downtime, boredom and low stress. These moments are unpredictable. Too much stress will make you sick, and too little stress do the same as your brain and muscles atrophy. You need to handle both

Set up a system (financial, mental and physical fitness, lifestyle, community, to manage the highs and the lows so that there’s flex in the system to be malleable.