Lagging indicators and leading indicators

“The stock market is a device for transferring money from the impatient to the patient.”  – Warren Buffett

Don’t give in to impatience. People give up because they don’t see results and confuse leading indicators with lagging indicators.

Physical health is a lagging indicator. Daily exercise and a healthy balanced diet is a leading indicator.

Financial independence is a lagging indicator. Persistence, simple living, and long-term saving habits are the leading indicators.

A happy marriage is a lagging indicator. Being in service to your spouse, compromise, kindness, and humbleness are the leading indicators.

A midlife crisis is a lagging indicator. Not being true to yourself and not having the courage to do what’s right for you when you are younger is the leading indicator.

Low stress is a lagging indicator. Controlling smartphone / screen time, daily meditation, spending time with friends, getting eight hours of sleep and cutting out the booze are leading indicators.

It’s never to late to start, but realise where and when you need to start if you want a certain outcome for yourself.

 

 

 

Wastin’ time

The older you get, the more you value time. How much would you pay to buy back a couple of years when you are in your sixties? Time has less currency to a 25-year-old than a 60-year-old.

The wealthier you become, the more you value simplicity and flexibility. Real wealth isn’t about accumulating stuff, it’s about controlling your time. The freedom to decide how to spend your time each day is priceless. When you are young, you think you are invincible and have all the time in the world. Older, wiser souls value every day and cherish them because they know that buying back time isn’t an option.

As Bill Clinton likes to say, we all get to the point where we have more yesterdays than tomorrows.

I think Otis Redding tapped into this with (Sittin’ On) The Dock Of The Bay

Sittin’ in the mornin’ sun
I’ll be sittin’ when the evenin’ come
Watching the ships roll in
And then I watch ’em roll away again, yeah

I’m sittin’ on the dock of the bay
Watching the tide roll away
Ooo, I’m just sittin’ on the dock of the bay
Wastin’ time

I left my home in Georgia
Headed for the ‘Frisco bay
Cause I’ve had nothing to live for
And look like nothin’s gonna come my way

So I’m just gonna sit on the dock of the bay
Watching the tide roll away
Ooo, I’m sittin’ on the dock of the bay
Wastin’ time

Look like nothing’s gonna change
Everything still remains the same
I can’t do what ten people tell me to do
So I guess I’ll remain the same, yes

Sittin’ here resting my bones
And this loneliness won’t leave me alone
It’s two thousand miles I roamed
Just to make this dock my home

Now, I’m just gonna sit at the dock of the bay
Watching the tide roll away
Oooo-wee, sittin’ on the dock of the bay
Wastin’ time

Written by Steve Cropper, Otis Redding • Copyright © Warner/Chappell Music, Inc, Universal Music Publishing Group

What’s good for the heart is good for the brain

I picked out some gems from a Terry Gross interview with British neuroscientist Joseph Jebelli first set out to study Alzheimer’s because of his grandfather died of the disease. It’s worth a listen.

What’s good for the heart is good for the brain. When we exercise, the brain releases a protein called Brain-derived neurotrophic factor, also known as BDNF. BDNF acts as a fertilizer for the mind and can aid the growth of new neurons and new synapses. Next time you work out you are doing some gardening on your brain.

A Mediterranean diet lowers the risk of Alzheimer’s. So eat more fruits and vegetables, whole grains, legumes, and nuts. Cook with olive oil and cut back on the red meat.

The spice turmeric has been seen to be a super good for brain health. Get going with the turmeric lattes and learn to cook with the spice. It pops up in a lot of Indian food staples. Another natural reason to eat more Indian food.

Compounded benefits

Nine women can’t make a baby in one month. It’s an overused phrase in business, but it’s still a goodie. The sentence is typically a response when someone on the project team asks if more people will accelerate the timing of the project. More doesn’t always equal faster.

Got a beach holiday planned this summer? Doing 200 sit-ups the day before you hit the beach isn’t going to get you that flat tummy. You’ll probably strain a back muscle in the process though.

Want to get a clean bill of health during your annual physical? Staying off sugar, not drinking booze and cutting back on red meat for one week before the blood test isn’t going to help your cholesterol levels.

Are you saving for retirement? Living large and waiting for a liquidity pop or a lottery ticket to play catch up when you are older is a risky move.

Some things you have to do every day. Slow and steady. Be patient and find joy in the day to day rituals. Most things in life compound over time. Start with a little bit every day, and it’ll grow over time.

Mushin

The difference between the first time you do something and the next time is incredible. Muscle memory kicks in after a couple of times. Repetition increases confidence and creativity, and it’s easier to get into the concentration flow. With enough repetition you don’t think anymore you just do. In martial arts, this mind state is called Mushin. It comes from the term mushin no shin which means the mind without mind. This flow state is possible anywhere whether it’s hiking, exercising, working, playing. Rinse and repeat.

Blue fire belly breathing

Here’s a breathing tip

Sit in lotus pose or if it’s more comfortable then kneel on the floor. Relax your body from head to toe, and slowly start belly breathing. Inhale and exhale through your nose.

Imagine a small fire at the base of your belly. Every inhale of fresh oxygen fuels the flames. The exhale relaxes your tummy and lets the light expand. Inhaled fuel the fire and exhales loosen up the body. Grow the fire by inhaling until changes from yellow to orange to blue. The flame is so big now that it needs more space. Your exhales are turn blue as the heat escapes your body and fight more space around you. Keep feeding the fires and feeling you tummy becomes warmer and looser. Wind it down slowly with slower, and longer inhale. Expel the blue flame with your last exhalation. Sit and feel the warm afterglow permeate through your body.

Done.

There’s no shortcut to mastery

A black belt in martial arts is earned.

I don’t know if it’s a myth, or there’s truth to the evolution of the black belt…but I like the legend better.  All masters begin their training with a white belt. The belt starts out white, but over time it gets dirtier, and stained with sweat and blood, and eventually it becomes stained black from years of training. In a lot of dojos, you don’t get to train until you’ve proved you are worthy of instruction. Sometimes that means volunteering in other areas and being invited to train after first demonstrating your commitment. It’s not “a pay to play” system. There’s no shortcut to mastery.

Mastering any art is the same. The answer is in the dirt. There’s no shortcut to mastery. Get in there and start practicing. Anyone can buy a black belt, but only some will earn it.

The good night sleep recipe

Avoid caffeine after lunch. Take it easy on the wine.

Avoid screen time before bed. No Netflix, no Twitter, no email, no Book of Face, no quick flip through Instagram.

Don’t binge watch Netflix in bed.

If you wake up in the middle of the night, resist the urge to fire up your phone. Reading the news, catching up on work, looking at a picture is an adrenalin injection. Not useful if you want to get back into a deep sleep.

Read a book, even if it’s one chapter before bed. Do paper, not Kindle.

Download your brain before bed.

Don’t use your phone as an alarm clock. Get one of those old-school clock radios with a dim light.

Turn your phone on airplane mode. It removes all the vibrating and alerts.

Stick to the same routine. Get up at the same time, go to bed at the same time. Keep the schedule on weekends and vacation.

Dark rooms equal better sleep.

Keep the room cool. Your body temperature drops at night, and it’s confusing if the heat is cranking.

Stretch before bed. The ritual will get you back into your body and start the wind-down.

Exercise daily. Keep a routine.

Breakfast like a king, lunch like a prince and dine like a pauper. Large dinner will keep you up at night. Don’t eat right before bed either. Give your body some time to settle before getting into bed.

If you can’t sleep then surrender to it. Give up, get up and out of bed.  Fold laundry, clean the house, wash dishes, write, feed the cat. Don’t just lie there and fight insomnia. You’ll only get anxious.

Sometimes you only miss it when you do it

The less I do something, the less I miss it.

Paddling out for a surf on a winter’s day.  The water is dark blue and cold. I’m warm in my car sipping some coffee. I fight the urge to drive away. Only after the first duck dive and feeling the salt water hit my face do I miss the feeling of being in the water

Waking up early for a morning run. The first few minutes out in the wild are the hardest. I’m talking myself into turning around and heading home. Then something magical happens after the first mile. I started to look forward and forget about what’s behind me. My body loosens up and I start to smell the morning.

Yoga first thing in the morning. I’d rather be sleeping or getting a jump start on the day. My body resists the first stretch and the inner dialogue comes up with reasons why I should rather cut it short, shower and check my phone. Only after the first three stretches do I get into the groove and am grateful that I overcame the initial inertia.

Leaving my phone at home when I go for a hike. Initially I have phantom phone syndrome. Even though I don’t have my phone I can still feel it vibrating in my pocket. Only once I’m far away from the roads and deep in the trails do I disconnect and am reminded of how good it feels to be free from the likes, hearts, pings, retweets and favorites.

The ego is crafty and will seduce you into the path of least resistance. Feelings fade the longer you are away from something. Overcome the inertia and all resistance crumbles.